Governments

Insurance Companies Do Not Exist To Pay Out Benefits! They exist to take in premiums.

I spend all day every day at work dealing with insurance companies. One thing I can tell you for sure is that insurance companies do not exist to pay out benefits. They exist to take in premiums and make money. Here is an example in two parts out of Florida. A
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Reports of the labor movement’s death! Greatly Exaggerated!

When I went to college at the University of Chicago, there was a professor of economics there who won the Nobel Prize, named Milton Friedman. Professor Friedman wrote a paper documenting that unions, in general, provided increased wages, not just for their employees and members, but for nearby employees who were not unionized. He argued
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An injured person is not in the best position to advocate for him or herself

I’m sure I’ve posted about this before, but the injured person is not in the best position to advocate for him or herself. Lawyers have an old joke which, unfortunately, is mostly correct: “A lawyer who represents himself (or herself) has a fool for a client.” I remember many, many years ago I was
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OSHA exists to promulgate regulations requiring workplaces be safe!

At the federal level, Occupational Safety and Health Administration (OSHA) exists to promulgate regulations requiring workplaces be safe and to investigate when there are problems in a workplace to determine whether OSHA regulations were followed and whether the employer should be fined or required to change its way of doing business. States are allowed
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Legislation is being introduced to prohibit forced arbitration clauses!

While it is always uncertain what legislation can get passed (particularly when you have shared control with the Democrats in control of the house and the Republicans in control of the Senate), it is good to see that there is now some push being made to restore some worker rights vis a vis their employers.
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For the workers’ compensation system, the election outcomes were good.

I am sure that everyone else is as glad as I am that the election is over, and therefore we don’t need to spend all of our TV time watching ads for candidates and causes. For the workers’ compensation system, the election outcomes were good. We will have the opportunity to influence the workers’
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This administration continues its relentless march toward repealing safeguards!

ON THE U.S. LABOR DEPARTMENT’S FALL REGULATORY AGENDA Following is a statement from Christine Owens, Executive Director, National Employment Law Project: Posted October 17, 2018 “In the Fall Regulatory Agenda released by the U.S. Department of Labor today, the Trump administration continues its relentless march toward repealing safeguards designed to protect the
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The statute of limitations sets out the time limits – What you need to know!

In virtually every compensation scheme, there are, what lawyers refer to as, statute of limitation. The statute of limitations sets out the time limits under which claims can be filed. It is presumed that people know their rights and obligations (even when it is usually not true). Oregon’s Workers’ Compensation Act is no different.
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Oregon’s Workers Compensation System – Skewed Toward Employers!

In Oregon’s workers compensation system, insurers and self-insured employers rely on so called independent medical evaluators (IME’s). These are doctors, usually retired from the normal practice of taking care of people, who evaluate injured workers. These doctors provide opinions regarding the compensability (work relatedness) of claims and evaluate the disability that is a consequence
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